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CTBI
COMMUNITY TRUST BANCORP INC /KY/
70.50
−0.59 −0.83%
USD · close Oct 23
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Work order
71
PASS · shorts 71
Insiders, 90 days
0
no open-market filings in 90 days
Congress, 90 days
0 / 0
no disclosures naming it
Big money
0 / 15
none of the tracked funds disclose it
Calls on record
0
nobody we score has called it yet
MKT CAP $1.3BP/E 11.8DIV YIELD 3.01%FCF YIELD 10.17%REV TTM —NET INCOME $108M +18.0%NET CASH $450.6M52W 51.19 – 79.46SEC XBRL · TTM TO Invalid Date
How CTBI rewrote its risk factors
Text kept
95%
of sentences unchanged
Added
7
new sentences
Dropped
7
sentences removed
Length
−5
words, now 7,060
New in FY2025
- As of December 31, 2025, commercial real estate residential loans comprised approximately 10% of our total loan portfolio. • Commercial Real Estate Nonresidential .
- As of December 31, 2025, commercial real estate nonresidential loans comprised approximately 20% of our total loan portfolio. • Hotel/Motel .
- As of December 31, 2025, hotel/motel loans comprised approximately 10% of our total loan portfolio. • Other Commercial Loans .
- As of December 31, 2025, other commercial loans comprised approximately 9% of our total loan portfolio.
- As of December 31, 2025, consumer loans comprised approximately 21% of our total loan portfolio.
- Approximately 86% of our consumer loans and 18% of our total loan portfolio were consumer indirect loans.
- As of December 31, 2025, approximately 70% of our loan portfolio was secured by real estate, with approximately 42% of the portfolio consisting of commercial real estate (“CRE”).
Gone since FY2024
- As of December 31, 2024, commercial real estate residential loans comprised approximately 11% of our total loan portfolio. • Commercial Real Estate Nonresidential .
- As of December 31, 2024, commercial real estate nonresidential loans comprised approximately 19% of our total loan portfolio. • Hotel/Motel .
- As of December 31, 2024, hotel/motel loans comprised approximately 10% of our total loan portfolio. • Other Commercial Loans .
- As of December 31, 2024, other commercial loans comprised approximately 10% of our total loan portfolio.
- As of December 31, 2024, consumer loans comprised approximately 22% of our total loan portfolio.
- As of December 31, 2024, approximately 85% of our consumer loans and 19% of our total loan portfolio were consumer indirect loans.
- As of December 31, 2024, approximately 68% of our loan portfolio was secured by real estate, with approximately 41% of the portfolio consisting of commercial real estate (“CRE”).
Sentence-level comparison of Item 1A in the two most recent 10-Ks (FY2024 ↗, FY2025 ↗). A reworded sentence counts as one dropped and one added, so heavy edits read as low “kept”. Headings and page furniture are stripped; nothing is summarised by a model.