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COFS
CHOICEONE FINANCIAL SERVICES INC
33.93
+0.35 +1.04%
USD · close Sep 10
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Work order
0
FLAG · shorts 0
Insiders, 90 days
0
no open-market filings in 90 days
Congress, 90 days
0 / 0
no disclosures naming it
Big money
0 / 15
none of the tracked funds disclose it
Calls on record
0
nobody we score has called it yet
MKT CAP $507.4MP/E 9.2DIV YIELD 3.39%FCF YIELD 10.06%REV TTM $240.3M +35.1%NET INCOME $54.7M +287.1%NET CASH —52W 26.29 – 34.62SEC XBRL · TTM TO Invalid Date
Financials
By quarter
| Period | Revenue | YoY | Gross margin | Operating income | Net income | YoY | EPS | Op. cash flow | Capex | Free cash flow | Filed |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Q2 2026 · Jun 30 | $58.9M | −2.6% | — | — | $12.5M | −7.9% | 0.83 | $29.9M | $2.8M | $27.1M | Aug 10 |
| Q1 2026 · Mar 31 | $59.1M | +31.7% | — | — | $13.7M | — | 0.91 | −$177K | $1.5M | −$1.7M | May 11 |
| Q4 2025 · Dec 31derived | $60.5M | +67.8% | — | — | $13.9M | +93.7% | 0.96 | $14M | $2.1M | $11.9M | Mar 13 |
| Q3 2025 · Sep 30 | $61.8M | +69.2% | — | — | $14.7M | +99.8% | 0.97 | $15.3M | $1.6M | $13.7M | Nov 10 |
| Q2 2025 · Jun 30 | $60.4M | +77.6% | — | — | $13.5M | +105.5% | 0.90 | $11.9M | $2.1M | $9.8M | Aug 10 |
| Q1 2025 · Mar 31 | $44.9M | +38.2% | — | — | −$13.9M | −346.8% | -1.29 | −$9.4M | $835K | −$10.2M | May 11 |
| Q4 2024 · Dec 31derived | $36M | — | — | — | $7.2M | +35.3% | 0.79 | $23.4M | $659K | $22.7M | Mar 13 |
| Q3 2024 · Sep 30 | $36.6M | — | — | — | $7.3M | +43.5% | 0.85 | −$7.4M | $253K | −$7.6M | Nov 10 |
| Q2 2024 · Jun 30 | $34M | — | — | — | $6.6M | — | 0.87 | $15.7M | $483K | $15.3M | Aug 8 |
| Q1 2024 · Mar 31 | $32.5M | — | — | — | $5.6M | — | 0.74 | $15.3M | $311K | $15M | May 12 |
| Q4 2023 · Dec 31derived | — | — | — | — | $5.3M | — | 0.70 | −$11M | $780K | −$11.8M | Mar 13 |
| Q3 2023 · Sep 30 | — | — | — | — | $5.1M | — | 0.68 | $32.2M | $1.2M | $30.9M | Nov 8 |
By fiscal year
| Year | Revenue | Gross margin | Operating income | Net income | Net margin | EPS | Op. cash flow | Capex | Free cash flow | Buybacks | Dividends paid |
|---|---|---|---|---|---|---|---|---|---|---|---|
| FY2025 · to Dec 31 | $227.6M | — | — | $28.2M | 12.4% | 2.01 | $31.8M | $6.6M | $25.2M | $2.7M | $16.9M |
| FY2024 · to Dec 31 | $139.1M | — | — | $26.7M | 19.2% | 3.25 | $47.1M | $1.7M | $45.4M | $0 | $9M |
| FY2023 · to Dec 31 | $113.9M | — | — | $21.3M | 18.7% | 2.82 | $46.3M | $4.2M | $42.1M | $0 | $7.9M |
| FY2022 · to Dec 31 | $89.1M | — | — | $23.6M | 26.5% | 3.15 | $44.3M | $1.2M | $43.2M | $682K | $7.6M |
| FY2021 · to Dec 31 | — | — | — | $22M | — | 2.86 | $37.7M | $2.8M | $34.9M | $7.8M | $7.2M |
| FY2020 · to Dec 31 | — | — | — | $15.6M | — | 2.07 | $8.5M | $1.9M | $6.6M | $0 | $6.2M |
Every number comes from CHOICEONE FINANCIAL SERVICES INC's own XBRL-tagged filings with the SEC, not a data vendor. Quarters marked derived are the fiscal year minus the three reported quarters, the same way every data provider computes Q4. Restated figures replace originals as later filings arrive.