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Work order
46
WATCH · insiders 63, shorts 28
Insiders, 90 days
+$50K
net buying · 2 buys, 0 sells
Congress, 90 days
0 / 0
no disclosures naming it
Big money
0 / 15
none of the tracked funds disclose it
Calls on record
0
nobody we score has called it yet
MKT CAP $3.4BP/E 14.8DIV YIELD 2.94%FCF YIELD 7.34%REV TTM $858.9M +10.0%NET INCOME $228.1M +17.2%NET DEBT $732M52W 53.67 – 70.99NEXT EARNINGS Oct 27SEC XBRL · TTM TO Invalid Date
Financials
By quarter
| Period | Revenue | YoY | Gross margin | Operating income | Net income | YoY | EPS | Op. cash flow | Capex | Free cash flow | Filed |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Q2 2026 · Jun 30 | $223.2M | +12.0% | — | — | $61.3M | +19.5% | 1.16 | $51.1M | $9.7M | $41.4M | Aug 7 |
| Q1 2026 · Mar 31 | $213.3M | +8.7% | — | — | $57.2M | +15.3% | 1.08 | $71.6M | $11.3M | $60.3M | May 8 |
| Q4 2025 · Dec 31derived | $215.5M | +9.8% | — | — | $54.4M | +9.3% | 1.03 | $84.6M | $23M | $61.6M | Feb 27 |
| Q3 2025 · Sep 30 | $207.1M | +9.6% | — | — | $55.1M | +25.5% | 1.04 | $101.1M | $17.7M | $83.4M | Nov 6 |
| Q2 2025 · Jun 30 | $199.3M | +8.4% | — | — | $51.3M | +7.1% | 0.97 | $53.7M | $17.3M | $36.4M | Aug 7 |
| Q1 2025 · Mar 31 | $196.2M | +10.7% | — | — | $49.6M | +21.4% | 0.93 | $62.5M | $10.6M | $52M | May 8 |
| Q4 2024 · Dec 31derived | $196.3M | — | — | — | $49.8M | +47.7% | 0.94 | $65.7M | $7.2M | $58.5M | Feb 27 |
| Q3 2024 · Sep 30 | $188.9M | — | — | — | $43.9M | −0.5% | 0.83 | $56.9M | $4.9M | $51.9M | Nov 6 |
| Q2 2024 · Jun 30 | $183.8M | — | — | — | $47.9M | — | 0.91 | $39.8M | $6M | $33.8M | Aug 8 |
| Q1 2024 · Mar 31 | $177.3M | — | — | — | $40.9M | — | 0.76 | $79.9M | $2.6M | $77.3M | May 9 |
| Q4 2023 · Dec 31derived | — | — | — | — | $33.7M | — | 0.63 | $44.7M | $4.7M | $40M | Feb 27 |
| Q3 2023 · Sep 30 | — | — | — | — | $44.1M | — | 0.82 | $64.9M | $6.9M | $57.9M | Nov 12 |
By fiscal year
| Year | Revenue | Gross margin | Operating income | Net income | Net margin | EPS | Op. cash flow | Capex | Free cash flow | Buybacks | Dividends paid |
|---|---|---|---|---|---|---|---|---|---|---|---|
| FY2025 · to Dec 31 | $818M | — | — | $210.5M | 25.7% | 3.97 | $301.9M | $68.5M | $233.3M | $11.2M | $97.6M |
| FY2024 · to Dec 31 | $746.3M | — | — | $182.5M | 24.5% | 3.44 | $242.3M | $20.7M | $221.6M | $45.8M | $95.8M |
| FY2023 · to Dec 31 | $652.1M | — | — | $131.9M | 20.2% | 2.45 | $228.4M | $18.6M | $209.8M | $30M | $95.1M |
| FY2022 · to Dec 31 | $679.4M | — | — | $188.1M | 27.7% | 3.46 | $214.6M | $12.9M | $201.7M | $16.6M | $93.4M |
| FY2021 · to Dec 31 | — | — | — | $189.7M | — | 3.48 | $202.5M | $13.4M | $189.2M | $5.1M | $91.1M |
| FY2020 · to Dec 31 | — | — | — | $164.7M | — | 3.08 | $179.5M | $14.8M | $164.7M | $271K | $87.1M |
Every number comes from COMMUNITY FINANCIAL SYSTEM, INC.'s own XBRL-tagged filings with the SEC, not a data vendor. Quarters marked derived are the fiscal year minus the three reported quarters, the same way every data provider computes Q4. Restated figures replace originals as later filings arrive.