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CACC
CREDIT ACCEPTANCE CORP
541.25
+3.09 +0.57%
USD · close Oct 21
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Work order
37
FLAG · shorts 37
Insiders, 90 days
0
no open-market filings in 90 days
Congress, 90 days
0 / 0
no disclosures naming it
Big money
0 / 15
none of the tracked funds disclose it
Calls on record
0
nobody we score has called it yet
MKT CAP $5.6BP/E 11.9DIV YIELD —FCF YIELD 21.73%REV TTM $2.3B +2.6%NET INCOME $501.9M +18.3%NET DEBT $1.8B52W 411.04 – 657.20SEC XBRL · TTM TO Invalid Date
Financials
By quarter
| Period | Revenue | YoY | Gross margin | Operating income | Net income | YoY | EPS | Op. cash flow | Capex | Free cash flow | Filed |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Q2 2026 · Jun 30 | $587.4M | +0.6% | — | — | $135.9M | +55.5% | 12.66 | $309.5M | $1.6M | $307.9M | Aug 4 |
| Q1 2026 · Mar 31 | $580M | +1.6% | — | — | $135.8M | +27.8% | 12.40 | $346.8M | $1.3M | $345.5M | May 5 |
| Q4 2025 · Dec 31derived | $579.9M | +2.5% | — | — | $122M | −19.7% | 10.88 | $269.3M | $400K | $268.9M | Feb 13 |
| Q3 2025 · Sep 30 | $582.4M | +5.8% | — | — | $108.2M | +37.3% | 9.43 | $299.4M | $600K | $298.8M | Oct 30 |
| Q2 2025 · Jun 30 | $583.8M | +8.5% | — | — | $87.4M | — | 7.42 | $139.7M | $300K | $139.4M | Aug 4 |
| Q1 2025 · Mar 31 | $571.1M | +12.4% | — | — | $106.3M | +65.3% | 8.66 | $346.2M | $300K | $345.9M | May 5 |
| Q4 2024 · Dec 31derived | $565.9M | +15.1% | — | — | $151.9M | +62.3% | 12.20 | $306.2M | $700K | $305.5M | Feb 13 |
| Q3 2024 · Sep 30 | $550.3M | +15.0% | — | — | $78.8M | +11.3% | 6.35 | $317.7M | $400K | $317.3M | Oct 30 |
| Q2 2024 · Jun 30 | $538.2M | — | — | — | −$47.1M | — | -3.83 | $204M | $400K | $203.6M | Jul 31 |
| Q1 2024 · Mar 31 | $508M | — | — | — | $64.3M | — | 5.08 | $310M | $300K | $309.7M | Apr 30 |
| Q4 2023 · Dec 31derived | $491.6M | — | — | — | $93.6M | — | 7.26 | $311.2M | $1.7M | $309.5M | Feb 13 |
| Q3 2023 · Sep 30 | $478.6M | — | — | — | $70.8M | — | 5.43 | $313.4M | −$100K | $313.5M | Oct 30 |
By fiscal year
| Year | Revenue | Gross margin | Operating income | Net income | Net margin | EPS | Op. cash flow | Capex | Free cash flow | Buybacks | Dividends paid |
|---|---|---|---|---|---|---|---|---|---|---|---|
| FY2025 · to Dec 31 | $2.3B | — | — | $423.9M | 18.3% | 36.38 | $1.1B | $1.6M | $1.1B | $725.4M | — |
| FY2024 · to Dec 31 | $2.2B | — | — | $247.9M | 11.5% | 19.88 | $1.1B | $1.8M | $1.1B | $313.3M | — |
| FY2023 · to Dec 31 | $1.9B | — | — | $286.1M | 15.0% | 21.99 | $1.2B | $4M | $1.2B | $202.6M | — |
| FY2022 · to Dec 31 | $1.8B | — | — | $535.8M | 29.2% | 39.32 | $1.2B | $3.1M | $1.2B | $784.5M | — |
| FY2021 · to Dec 31 | $1.9B | — | — | $958.3M | 51.6% | 59.52 | $1.1B | $7.6M | $1.1B | $1.5B | — |
| FY2020 · to Dec 31 | $1.7B | — | — | $421M | 25.2% | 23.47 | $985.2M | $8.5M | $976.7M | $480.8M | — |
Every number comes from CREDIT ACCEPTANCE CORP's own XBRL-tagged filings with the SEC, not a data vendor. Quarters marked derived are the fiscal year minus the three reported quarters, the same way every data provider computes Q4. Restated figures replace originals as later filings arrive.