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| Period | Revenue | YoY | Gross margin | Operating income | Net income | YoY | EPS | Op. cash flow | Capex | Free cash flow | Filed |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Q2 2026 · Jun 30 | $993M | +6.9% | — | — | $146M | +5.0% | 3.55 | $533M | — | — | Jul 28 |
| Q1 2026 · Mar 31 | $1B | +4.9% | — | — | $181M | +31.2% | 4.15 | $487M | — | — | Jul 28 |
| Q4 2025 · Dec 31 | $975M | +5.4% | — | — | $54M | +671.4% | 1.24 | $568M | — | — | Feb 13 |
| Q3 2025 · Sep 30 | $971M | −1.2% | — | — | $188M | +9300.0% | 3.96 | $605M | — | — | Feb 13 |
| Q2 2025 · Jun 30 | $929M | −1.1% | — | — | $139M | +4.5% | 2.94 | $526M | — | — | Jul 28 |
| Q1 2025 · Mar 31 | $970M | −2.1% | — | — | $138M | +3.0% | 2.78 | $393M | — | — | Apr 28 |
| Q4 2024 · Dec 31derived | $925M | −9.0% | — | — | $7M | −83.7% | 0.12 | $479M | — | — | Feb 13 |
| Q3 2024 · Sep 30 | $983M | −4.7% | — | — | $2M | −98.8% | 0.05 | $456M | — | — | Oct 28 |
| Q2 2024 · Jun 30 | $939M | — | — | — | $133M | — | 2.66 | $477M | — | — | Jul 29 |
| Q1 2024 · Mar 31 | $991M | — | — | — | $134M | — | 2.70 | $447M | — | — | Apr 29 |
| Q4 2023 · Dec 31derived | $1B | — | — | — | $43M | — | 0.90 | $617M | — | — | Feb 13 |
| Q3 2023 · Sep 30 | $1B | — | — | — | $171M | — | 3.42 | $629M | — | — | Oct 31 |
| Year | Revenue | Gross margin | Operating income | Net income | Net margin | EPS | Op. cash flow | Capex | Free cash flow | Buybacks | Dividends paid |
|---|---|---|---|---|---|---|---|---|---|---|---|
| FY2025 · to Dec 31 | $3.8B | — | — | $518M | 13.5% | 10.89 | $2.1B | — | — | $313M | $40M |
| FY2024 · to Dec 31 | $3.8B | — | — | $277M | 7.2% | 5.49 | $1.9B | — | — | $55M | $43M |
| FY2023 · to Dec 31 | $4.3B | — | — | $718M | 16.7% | 14.34 | $2B | — | — | $35M | $42M |
| FY2022 · to Dec 31 | $3.8B | — | — | $223M | 5.8% | 4.46 | $1.8B | $68M | $1.8B | $12M | $43M |
| FY2021 · to Dec 31 | $3.3B | — | — | $801M | 24.5% | 16.02 | $1.5B | $84M | $1.5B | $0 | $42M |
| FY2020 · to Dec 31 | $4.5B | 54.1% | $301M | $214M | 4.7% | 4.46 | $1.9B | $54M | $1.8B | — | $61M |
Every number comes from BREAD FINANCIAL HOLDINGS, INC.'s own XBRL-tagged filings with the SEC, not a data vendor. Quarters marked derived are the fiscal year minus the three reported quarters, the same way every data provider computes Q4. Restated figures replace originals as later filings arrive.